Removing Negative Accounts From Your Credit Report
The following information includes powerful techniques and facts about improving your credit and removing negative items from your report. Use these techniques on all the credit reports from the three credit bureaus I listed earlier.
The Secrets Credit Bureaus Don’t Want Consumers to Know
-Each account on your credit file must be verified when challenged. If the items you challenge are not verified they must be deleted immediately.
-Any accounts can be challenged. Credit bureaus must investigate and verify every disputed item within a “reasonable amount of time,” or they must be deleted.
-Challenged items have been erased mistakenly. This is do to computer operator errors.
-Credit bureaus have to receive their re-verification from creditors. This does not always happen in time or the credit bureau may be to busy to have the time to handle your claims. In this case, the items must be deleted.
-The older the reported item the easier it is to get it deleted. After a year or two creditors documents often get lost, misplaced, or even thrown out.
The Secrets Credit Bureaus Don’t Want Consumers to Know
-Each account on your credit file must be verified when challenged. If the items you challenge are not verified they must be deleted immediately.
-Any accounts can be challenged. Credit bureaus must investigate and verify every disputed item within a “reasonable amount of time,” or they must be deleted.
-Challenged items have been erased mistakenly. This is do to computer operator errors.
-Credit bureaus have to receive their re-verification from creditors. This does not always happen in time or the credit bureau may be to busy to have the time to handle your claims. In this case, the items must be deleted.
-The older the reported item the easier it is to get it deleted. After a year or two creditors documents often get lost, misplaced, or even thrown out.
posted by admin at 7:47 PM
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