Credit Repair Takes Time

People have found that by continually disputing reports over and over again they can effectively remove negative items. Usually more progress is made each time you dispute items but do not get discouraged if results are not achieved every time. Remember, credit bureaus want you to get discouraged; they make their money from reporting this information.

Remember that the creditors who report the accounts to the credit bureaus must be the ones to verify the information. They may not have the time to verify the items within 30 days. Your dispute must be handled very carefully by both the credit bureaus and by the creditors. You can see how it is possible to remove negative information.