Credit Repair: Legal Action

Here are some actions you can take if the items you disputed were not verified in time:

Contact the Attorney General’s Office in the city where the creditor who is reporting the unverified item. Tell them that there is a creditor who is damaging your credit report by reporting a false account. Say that you disputed the account and did not receive verification. This is a legal service they will do for you and almost certainly they get the item removed.

You can also take the creditor to small claims court. Call the county clerk’s office and ask about how to get a court date. This is where keeping all your records comes in handy. You will have all the mail receipts and copies of letters you sent as proof. You can make money suing the creditor. The creditor will also have to pay for all attorney’s fees. Contact an attorney for a free consultation about this matter.